Skip to content

Why Are Homeowners Insurance Rates Rising in Houston?

In 2025, homeowners in the Houston, Texas and surrounding areas (Sugary Land, Pearland, The Woodlands, Katy, Richmond, Cypress, Spring) are experiencing a notable uptick in their insurance premiums. Let’s delve into the reasons behind these increases and how they impact…

Fix and Flip Loans: Turning Ugly Houses into Profitable Investments

So, youā€™ve been watching a little too much HGTV and think youā€™ve got what it takes to flip a house? We love the enthusiasm! But before you start knocking down walls and installing shiplap, letā€™s talk about how youā€™ll actually…

Why You Canā€™t Qualify for a $1,500 Mortgageā€”Even Though Youā€™re Paying $2,500 in Rent

If youā€™ve ever tried to get a mortgage and been denied despite paying rent thatā€™s way higher than the mortgage payment you applied for, youā€™re probably wondering, What gives? Youā€™ve been forking over $2,500 in rent like clockwork, so why…

Why You Shouldnā€™t Apply for a Mortgage While Repairing Your Credit

So, youā€™re in the middle of credit repair and feeling optimistic about your financial futureā€”great! But before you sprint toward homeownership, letā€™s pump the brakes for a second. Applying for a mortgage while youā€™re actively working on your credit is…

Physician Loan: A Prescription for Homeownership Without the Financial Headache

So, youā€™ve spent years buried in textbooks, surviving sleepless nights, and racking up enough student loans to make your bank account cry. Now that youā€™re finally stepping into your career as a doctor, the thought of buying a home might…

DSCR Loans: The Ultimate Financing Hack for Real Estate Investors

Are you a real estate investor tired of jumping through hoops to secure financing? Have you used a hard money loan for your fix-and-flip but now need a long-term solution? A DSCR loan could be the game-changer youā€™ve been looking…

2024 New Loan Limit by the Federal Housing Finance Agency

Exciting news for those dreaming of buying a home! The Federal Housing Finance Agency (FHFA) has recently increased its loan limit to a whopping $766,550. This means as a borrower, you now have the chance to borrow more money when…

Fannie Mae Special Purpose Credit Program for First-Time Homebuyers

The allure of homeownership beckons to many, but for first-time homebuyers, the path to achieving this dream can often seem daunting. Financial hurdles, such as down payment requirements and closing costs, can make the prospect of owning a home appear…

Creative Ways to Save for Your Home in Texas

Welcome to the thriving Texas housing market! Whether you’re eyeing a cozy home in Austin, a spacious residence in Dallas, or a stylish abode in Houston, understanding your mortgage options is crucial. Let’s look at some creative ways to save…

Timing Your Texas Home Purchase: Navigating the Predicted 2024 Housing Shift

Are you thinking about buying a house in Texas but feeling overwhelmed by fluctuating prices and interest rates? You’re not alone. As 2024 approaches, many Texans are wondering when the best time to make their move in the housing market…

Back To Top