Imagine waking up on March 17, 2025, to find your credit score has magically increased. 🍀 No, it’s not the work of a mischievous leprechaun—it’s the Consumer Financial Protection Bureau’s (CFPB) latest rule coming to your rescue. Starting this spring,…
So, you’re a veteran (first, THANK YOU for your service! 🇺🇸), and you want to buy a house. But maybe you’re not doing it alone—you’re teaming up with a non-veteran. Now you’re wondering, Can we use a VA loan together?…
Let’s be real—deciding to buy a house is a big deal. But here’s the thing: you actually have to decide to buy a house before you can make it happen. Sounds obvious, right? You’d be surprised how many people get…
Picture this: It’s Friday afternoon, and you just found your dream home. You’re already imagining yourself lounging on the back patio, sipping your morning coffee. The only problem? You don’t have a mortgage prequalification. No big deal, right? You’ll just…
So, you’ve decided to dive into the world of real estate investing, and you’re looking for a loan that doesn’t fit the traditional cookie-cutter mold. Great! Welcome to the world of alternative loans—where your tax returns get a break, your…
In 2025, homeowners in the Houston, Texas and surrounding areas (Sugary Land, Pearland, The Woodlands, Katy, Richmond, Cypress, Spring) are experiencing a notable uptick in their insurance premiums. Let’s delve into the reasons behind these increases and how they impact…
So, you’ve been watching a little too much HGTV and think you’ve got what it takes to flip a house? We love the enthusiasm! But before you start knocking down walls and installing shiplap, let’s talk about how you’ll actually…
If you’ve ever tried to get a mortgage and been denied despite paying rent that’s way higher than the mortgage payment you applied for, you’re probably wondering, What gives? You’ve been forking over $2,500 in rent like clockwork, so why…
So, you’re in the middle of credit repair and feeling optimistic about your financial future—great! But before you sprint toward homeownership, let’s pump the brakes for a second. Applying for a mortgage while you’re actively working on your credit is…
So, you’ve spent years buried in textbooks, surviving sleepless nights, and racking up enough student loans to make your bank account cry. Now that you’re finally stepping into your career as a doctor, the thought of buying a home might…
