Self-Employed and Ready to Buy a Home? Here’s How Lenders Judge Your Hustle
So you’ve been out here grinding. LLC in the bio. Invoices flying. Taxes paid (hopefully). And now you’re ready to take that next big step: buying a home. Whether you’re…
Before You Buy a House: Let’s Talk Upfront Fees (a.k.a. the “Not-So-Free” Part of Homebuying)
Look—buying a house in Texas is exciting. But just like that $20 you thought you’d spend at Target turning into $120, buying a home comes with some surprise charges too.…
W-2 to 1099? Don’t Let That Job Switch Wreck Your Home Loan Dreams
So you’re out here trying to secure the bag and the house. Respect. Maybe your job offered you a switch to 1099 status—more freedom, bigger checks, fewer taxes upfront. Sounds…
🚨 Don’t Let Zelle Fumble Your Keys: Preparing A Bank Account 3 Months Before Buying a Home
You ever been this close to your dream house—already picturing the grill in the backyard, neighbors peeking at your fresh “Welcome-ish” mat—only to get flagged by… your own bank statements? …
When Do Mortgage Documents Expire?
Because Yes, Lenders Are That Picky…You’ve gathered your paystubs, bank statements, and credit reports like a champion. You’re ready to buy a house! But wait—before you strut into the lender’s…
Down Payment vs. Closing Costs: What’s the Difference & How Much Do You Really Need?
So, you’re gearing up to buy a home in the Houston suburbs—maybe in Katy, Sugar Land, The Woodlands, Cypress, Richmond, Fulshear, or Pearland—and you keep hearing about down payments and…
Special Purpose Credit Programs (SPCP) Cancelled: What This Means for Your Mortgage Rate and Down Payment
If you’re gearing up to buy a home in Katy, Sugar Land, The Woodlands, Cypress, Richmond, Spring, Tomball, Fulshear, or Pearland, 2025 just threw a curveball your way. And no,…
Navigating the FHA’s New Residency Requirements: What Houston Suburb Homebuyers Need to Know
Hello, future homeowners of Katy, Sugar Land, The Woodlands, Cypress, Richmond, Spring, Tomball, Fulshear, and beyond! If you’re dreaming of settling into a new house or home in one of…
FHA Appraisal Changes in 2025: What Houston Suburb Homebuyers Need to Know
If you’re looking to buy a home in Katy, Sugar Land, The Woodlands, Richmond, Pearland, Fulshear, or Cypress, you may have heard that the FHA appraisal process just got a…
Child Support & Home Loans: What Every Houston-Area Buyer Needs to Know
Buying a home in Katy, Sugar Land, The Woodlands, Cypress, Richmond, Fulshear, Pearland, or anywhere in the Houston suburbs? You’ve got your finances in check, your dream home in sight—but…
Preparing to Buy a Home in Any Houston Suburb in Summer 2025
☀️ Summer 2025 is right around the corner, and you’re dreaming of backyard BBQs in your new home. But before you start picking out patio furniture, let’s talk about how…
Jerome Powell’s March 2025 Speech Decoded: What It Means for Mortgage Rates in Katy, Texas
On March 19, 2025, Federal Reserve Chairman Jerome Powell stepped up to the mic, and while he didn’t directly say, “Hey, mortgage rates are doing this,” he dropped enough hints…
