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How Realtors Delay Closings

Realtors typically do not have direct control over the loan closing process, as this primarily involves the lender, the buyer, and the seller. However, there are a few indirect ways in which a realtor might inadvertently contribute to delays in…

How Loan Officers Delay Closings

When it comes to securing a mortgage, timely closing is crucial for both homebuyers and sellers. However, some loan officers may unintentionally or intentionally prolong the process, causing delays that can be frustrating and costly. Letā€™s explore several tactics loan…

Why Closing at The End of The Month Saves Money

When buying a home, one often overlooked aspect is the impact of daily interest charges and how they affect your closing costs.Ā  Daily interest charges are the fees accrued on your mortgage loan on a daily basis. These charges are…

Closing Costs vs Down Payment for (FHA, VA, and Conv)

Understanding the difference between closing costs and down payment and how they vary between VA, FHA, and conventional loans can help you figure out how much money you need to save for your purchase.Ā  Let’s look at some information about…

Bank Deposits and Transfers During Mortgage Approvals

Managing your bank deposits and transfers is crucial when getting approved for a mortgage loan.Ā  Underwriters, review your financial history and current financial situation, along with your credit profile to make a decision on loan approval. One factor that underwriters…

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