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FHA Appraisal Changes in 2025: What Houston Suburb Homebuyers Need to Know

If youā€™re looking to buy a home in Katy, Sugar Land, The Woodlands, Richmond, Pearland, Fulshear, or Cypress, you may have heard that the FHA appraisal process just got a shake-up. But what does that actually mean for you? Are…

Child Support & Home Loans: What Every Houston-Area Buyer Needs to Know

Buying a home in Katy, Sugar Land, The Woodlands, Cypress, Richmond, Fulshear, Pearland, or anywhere in the Houston suburbs? Youā€™ve got your finances in check, your dream home in sightā€”but wait! Child support payments can play a bigger role in…

Preparing to Buy a Home in Any Houston Suburb in Summer 2025

ā˜€ļø Summer 2025 is right around the corner, and youā€™re dreaming of backyard BBQs in your new home. But before you start picking out patio furniture, letā€™s talk about how to actually get mortgage-ready. Buying a home in Katy, Sugar…

Jerome Powell’s March 2025 Speech Decoded: What It Means for Mortgage Rates in Katy, Texas

On March 19, 2025, Federal Reserve Chairman Jerome Powell stepped up to the mic, and while he didnā€™t directly say, ā€œHey, mortgage rates are doing this,ā€ he dropped enough hints for us to connect the dots.Ā  So, if youā€™re a…

When Do Mortgage Documents Expire?

Because Yes, Lenders Are That Picky…Youā€™ve gathered your paystubs, bank statements, and credit reports like a champion. Youā€™re ready to buy a house! But waitā€”before you strut into the lenderā€™s office with confidence, did you know these documents come with…

Why Commission, Tip, and Bonus Income Might Not Count for a Mortgage Qualification

So, youā€™ve been killing it at workā€”racking up commissions, stacking up tips, or cashing in on hefty bonuses. Youā€™re making more money than ever, and now youā€™re ready to buy a house. Naturally, you assume that all this extra cash…

Say Goodbye to Medical Debt on Credit Reports: What It Means for Your Mortgage in 2025

Imagine waking up on March 17, 2025, to find your credit score has magically increased. šŸ€ No, itā€™s not the work of a mischievous leprechaunā€”itā€™s the Consumer Financial Protection Bureauā€™s (CFPB) latest rule coming to your rescue.Ā  Starting this spring,…

VA Joint Loans: How Veterans and Non-Veterans Can Team Up for Homeownership

So, youā€™re a veteran (first, THANK YOU for your service! šŸ‡ŗšŸ‡ø), and you want to buy a house. But maybe youā€™re not doing it aloneā€”youā€™re teaming up with a non-veteran. Now youā€™re wondering, Can we use a VA loan together?…

Buying a House: Are You In or Just Browsing Zillow for Fun?

Letā€™s be realā€”deciding to buy a house is a big deal. But hereā€™s the thing: you actually have to decide to buy a house before you can make it happen. Sounds obvious, right? Youā€™d be surprised how many people get…

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