āļø Summer 2025 is right around the corner, and youāre dreaming of backyard BBQs in your new home. But before you start picking out patio furniture, letās talk about how to actually get mortgage-ready. Buying a home in Katy, Sugar…
On March 19, 2025, Federal Reserve Chairman Jerome Powell stepped up to the mic, and while he didnāt directly say, āHey, mortgage rates are doing this,ā he dropped enough hints for us to connect the dots.Ā So, if youāre a…
Or should you wait and hope the housing market stops playing hard to get?Ā As the flowers bloom and pollen attacks your sinuses this March, you might be wondering if now is the right time to buy a home. Mortgage…
So, youāve been killing it at workāracking up commissions, stacking up tips, or cashing in on hefty bonuses. Youāre making more money than ever, and now youāre ready to buy a house. Naturally, you assume that all this extra cash…
Imagine waking up on March 17, 2025, to find your credit score has magically increased. š No, itās not the work of a mischievous leprechaunāitās the Consumer Financial Protection Bureauās (CFPB) latest rule coming to your rescue.Ā Starting this spring,…
So, youāre a veteran (first, THANK YOU for your service! šŗšø), and you want to buy a house. But maybe youāre not doing it aloneāyouāre teaming up with a non-veteran. Now youāre wondering, Can we use a VA loan together?…
Letās be realādeciding to buy a house is a big deal. But hereās the thing: you actually have to decide to buy a house before you can make it happen. Sounds obvious, right? Youād be surprised how many people get…
Picture this: Itās Friday afternoon, and you just found your dream home. Youāre already imagining yourself lounging on the back patio, sipping your morning coffee. The only problem? You donāt have a mortgage prequalification. No big deal, right? Youāll just…
So, you’ve decided to dive into the world of real estate investing, and you’re looking for a loan that doesn’t fit the traditional cookie-cutter mold. Great! Welcome to the world of alternative loansāwhere your tax returns get a break, your…
In 2025, homeowners in the Houston, Texas and surrounding areas (Sugary Land, Pearland, The Woodlands, Katy, Richmond, Cypress, Spring) are experiencing a notable uptick in their insurance premiums. Let’s delve into the reasons behind these increases and how they impact…
