When it comes to applying for a mortgage, accuracy is paramount. One critical detail that often gets overlooked is the use of your legal name on the application. Let’s dive into why it’s essential to use your legal name and…
As you make the decision to buy a house, timing, rates, finances, and home prices play important roles in your journey. Let’s look at some of the factors that could influence your decision and ensure you make an informed choice…
Hey there, future homeowner! As you set your sights on Houston’s vibrant housing market going into into 2024, understanding how economic changes can impact your journey is key. Let’s dive into how the economic tide influences your dream of owning…
As the 2023-2024 school year commences in Houston, parents face unique challenges when buying a home. Balancing their children’s educational needs with finding the perfect home in a competitive market can be overwhelming. However, with careful planning and specific strategies,…
Buying a home is a significant decision, and timing can play a crucial role in ensuring a successful purchase. If you’re considering buying a home in Texas during the summer, it’s essential to understand the factors that influence the real…
If you are legally married in Texas and you want to buy a house without involving your spouse, there are a few factors to consider. Remember, the laws and regulations surrounding property ownership and marital rights can be complex, so…
Your credit score can have a significant impact on the interest rate you receive when buying a home. As a result, borrowers with higher credit scores are typically considered less risky and may qualify for more favorable interest rates. Here’s…
With mortgage interest rates being higher than 2020 and 2021 levels, some home buyers are opting to purchase now and refinance later. Some lenders may offer “no-closing-cost” or “low-closing-cost” refinancing options. This is done by the lender rolling the costs…
Many homeowners and prospective buyers are eagerly awaiting a return to “normal” mortgage rates. However, mortgage rates are influenced by multiple factors, including the overall state of the economy, inflation, the central bank’s monetary policy, and the demand for mortgage-backed…
The acceptable age of paystubs and bank statements for mortgage applications can vary depending on the lender’s requirements and guidelines, as well as local regulations. While this is general information, each lender will have their specific requirements for mortgage documentation.…
