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I already sent those documents. Why are you asking for those again?

Mortgage approvals are all about documenting everything that is listed on your application and possibly other items the underwriter may find after reviewing your loan file.Ā  There are standards for the requested documentation such as format, clarity of documents, and…

Why do I need to explain my bank deposits?

When buying a home using traditional financing, your bank statements are required documentation.Ā  If there are any large deposits that are not from your job or an income tax refund, social security, or retirement, you may have to explain where…

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