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Why You Canā€™t Qualify for a $1,500 Mortgageā€”Even Though Youā€™re Paying $2,500 in Rent

If youā€™ve ever tried to get a mortgage and been denied despite paying rent thatā€™s way higher than the mortgage payment you applied for, youā€™re probably wondering, What gives? Youā€™ve been forking over $2,500 in rent like clockwork, so why…

How can I lower my DTI?

Lowering your debt-to-income (DTI) ratio isnā€™t just a good ideaā€”itā€™s the financial equivalent of eating your vegetables. It may not always be fun, but itā€™ll keep you in tip-top shape when itā€™s time to apply for a mortgage. Lenders care…

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