So, youāre gearing up to buy a home in the Houston suburbsāmaybe in Katy, Sugar Land, The Woodlands, Cypress, Richmond, Fulshear, or Pearlandāand you keep hearing about down payments and closing costs. But waitā¦ arenāt they kinda the same thing?…
Buying a home in Katy, Sugar Land, The Woodlands, Cypress, Richmond, Fulshear, Pearland, or anywhere in the Houston suburbs? Youāve got your finances in check, your dream home in sightābut wait! Child support payments can play a bigger role in…
āļø Summer 2025 is right around the corner, and youāre dreaming of backyard BBQs in your new home. But before you start picking out patio furniture, letās talk about how to actually get mortgage-ready. Buying a home in Katy, Sugar…
So, youāve been killing it at workāracking up commissions, stacking up tips, or cashing in on hefty bonuses. Youāre making more money than ever, and now youāre ready to buy a house. Naturally, you assume that all this extra cash…
Picture this: Itās Friday afternoon, and you just found your dream home. Youāre already imagining yourself lounging on the back patio, sipping your morning coffee. The only problem? You donāt have a mortgage prequalification. No big deal, right? Youāll just…
In 2025, homeowners in the Houston, Texas and surrounding areas (Sugary Land, Pearland, The Woodlands, Katy, Richmond, Cypress, Spring) are experiencing a notable uptick in their insurance premiums. Let’s delve into the reasons behind these increases and how they impact…
If youāve ever tried to get a mortgage and been denied despite paying rent thatās way higher than the mortgage payment you applied for, youāre probably wondering, What gives? Youāve been forking over $2,500 in rent like clockwork, so why…
So, youāve got two jobs, three side hustles, and maybe a lemonade stand on the weekendsāand youāre thinking, “This has to help me get a mortgage, right?” Wellā¦ maybe. Lenders love income, but they love stability even more. If you…
Lowering your debt-to-income (DTI) ratio isnāt just a good ideaāitās the financial equivalent of eating your vegetables. It may not always be fun, but itāll keep you in tip-top shape when itās time to apply for a mortgage. Lenders care…
