Imagine waking up on March 17, 2025, to find your credit score has magically increased. š No, itās not the work of a mischievous leprechaunāitās the Consumer Financial Protection Bureauās (CFPB) latest rule coming to your rescue.Ā Starting this spring,…
So, youāre a veteran (first, THANK YOU for your service! šŗšø), and you want to buy a house. But maybe youāre not doing it aloneāyouāre teaming up with a non-veteran. Now youāre wondering, Can we use a VA loan together?…
Letās be realādeciding to buy a house is a big deal. But hereās the thing: you actually have to decide to buy a house before you can make it happen. Sounds obvious, right? Youād be surprised how many people get…
Picture this: Itās Friday afternoon, and you just found your dream home. Youāre already imagining yourself lounging on the back patio, sipping your morning coffee. The only problem? You donāt have a mortgage prequalification. No big deal, right? Youāll just…
So, you’ve decided to dive into the world of real estate investing, and you’re looking for a loan that doesn’t fit the traditional cookie-cutter mold. Great! Welcome to the world of alternative loansāwhere your tax returns get a break, your…
In 2025, homeowners in the Houston, Texas and surrounding areas (Sugary Land, Pearland, The Woodlands, Katy, Richmond, Cypress, Spring) are experiencing a notable uptick in their insurance premiums. Let’s delve into the reasons behind these increases and how they impact…
So, youāve been watching a little too much HGTV and think youāve got what it takes to flip a house? We love the enthusiasm! But before you start knocking down walls and installing shiplap, letās talk about how youāll actually…
If youāve ever tried to get a mortgage and been denied despite paying rent thatās way higher than the mortgage payment you applied for, youāre probably wondering, What gives? Youāve been forking over $2,500 in rent like clockwork, so why…
So, youāre in the middle of credit repair and feeling optimistic about your financial futureāgreat! But before you sprint toward homeownership, letās pump the brakes for a second. Applying for a mortgage while youāre actively working on your credit is…
So, youāve spent years buried in textbooks, surviving sleepless nights, and racking up enough student loans to make your bank account cry. Now that youāre finally stepping into your career as a doctor, the thought of buying a home might…
